Why Are 60% of Homeowners Choosing Refinancing Over Buying Right Now?

Lucas Mathieu

Published on: 15/08/2026

In the 2026 Canadian market, many homeowners are choosing to refinance existing mortgages over buying new properties. Refinancing offers a way to restructure debt, access home equity, and improve cash flow while avoiding the costs of moving.

Broker Blogs

Navigating the Canadian Mortgage Market After the July 15 Rate Decision

Lucas Mathieu

Published on: 16/07/2026

The Bank of Canada held its key interest rate at 2.25%. Waiting for a major drop is a losing strategy. Discover what this sixth straight hold means for fixed mortgage rates, upcoming renewals, and buying a home in today's stable market.

Broker Blogs