Why Are 60% of Homeowners Choosing Refinancing Over Buying Right Now?

Lucas Mathieu

Published on: 15/08/2026

In the 2026 Canadian market, many homeowners are choosing to refinance existing mortgages over buying new properties. Refinancing offers a way to restructure debt, access home equity, and improve cash flow while avoiding the costs of moving.

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Navigating the Canadian Mortgage Market After the July 15 Rate Decision

Lucas Mathieu

Published on: 16/07/2026

The Bank of Canada held its key interest rate at 2.25%. Waiting for a major drop is a losing strategy. Discover what this sixth straight hold means for fixed mortgage rates, upcoming renewals, and buying a home in today's stable market.

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